Job Overview

Apply now Job Title: Buy to Let Credit Underwriter Location: East London Salary: £35,000-45,000 plus bonus and excellent benefits About the Buy to Let Credit Underwriter As the Buy to Let Credit Underwriter you will have an exciting opportunity to develop both your technical and client servicing skills in an established alternative finance environment. As Buy to Let Credit Underwriter your responsibilities and duties will include: To underwrite residential buy to let mortgage applications in line with the company lending policy and to manage the application through to completion. An ability to adopt a pragmatic approach to underwriting Buy to Let mortgage applications within approved lending mandate. To understand and analyse key items such as credit searches, bank statements, financial accounts, property valuations and business appraisals in order to make informed lending decisions. Able to develop a rationale for those cases outside of own lending mandate or company lending policy and communicate findings to Credit Risk department for their consideration. To build successful working relationships with external contacts such as brokers, customers, surveyors and solicitors as well as internal teams such as administrators, lending officers, credit risk and finance to ensure all lending requirements are satisfied prior to release of funds. To effectively manage a pipeline of approximately 90 cases through to completion, ensuring both company service standards and the lending policy is complied with throughout. About You If you are currently in a Lending Manager role in property finance or are currently working as a Credit Underwriting within the real estate sector this is the ideal next step in your career Essential Skills and Competencies of the Buy to Let Credit Underwriter SME and/ or property banking background with extensive secured loan experience.Currently hold a lending mandateAn excellent understanding of the commercial and trading business mortgage sectorA good knowledge and understanding of legal conveyancingExperience of working to tight deadlinesExperience of working in a team Desired Skills and Competencies of the Buy to Let Credit Underwriter Strong communication skills both internal and external.Professional people skills.Organised, decisive, accurate with ability to work under pressure and to deadlines. About the Company We are long standing and respected UK Bank. You will be working for a modern, forward thinking business; that believe trust and strong relationships are the key to their success. You will receive a highly competitive salary paying from £35,000-45,000 depending on experience and excellent company benefits. For more information about the Buy to Let Credit Underwriter role, or to apply send your CV now.

Key Requirements

Banking Business Development Credit Analysis Finance property finance